Credit schemes for women farmers

Abstract

Agricultural and Rural Credit play very important role in poverty alleviation and in the creation of employment in the villages by promoting agricultural and other business. There have been enough achievements as targeted from the agricultural and rural credit programmes. “The Indian economy has adopted a multi– agency approach to rural credit and accordingly the co-operatives, the commercial banks and the regional rural banks are engaged in providing credit to agricultural and other activities in rural area. Bank credit is available to the farmers in the form of short-term credit for fi-nancing crop production programmes and in the form of medium-term/ long-term credit for financing capital investment in agricultural and allied activities like land development, including purchase of land, minor irrigation, farm mechanization, dairy development, poultry, animal husbandry, fisheries, plantation, and horticultural. Loans are also available for storage, process-ing and marketing of agricultural produce.