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  1. KRISHI Publication and Data Inventory Repository
  2. Fisheries A6
  3. ICAR-Central Marine Fisheries Research Institute I7
  4. FS-CMFRI-Publication
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Please use this identifier to cite or link to this item: http://krishi.icar.gov.in/jspui/handle/123456789/63449
Title: Study on the role of microfinance on indebtedness in marine fisheries sector in Odisha
Other Titles: Not Available
Authors: Ambrose,T V
Harshan,N K
Swathi Lekshmi,P S
Narayanakumar,R
Vipinkumar,V P
Athira,P V
ICAR Data Use Licennce: Not Available
Author's Affiliated institute: Not Available
Published/ Complete Date: 2015
Project Code: Not Available
Keywords: Microfinance, indebtedness, credit, self help groups
Publisher: MBAI, Cochin-14
Citation: Not Available
Series/Report no.: Not Available
Abstract/Description: The microfinance organizations and self help groups mobilised in marine fisheries sector play vital role in reducing the indebtedness among marine fisherfolk. The study makes an attempt on the assessment of the extent of indebtedness among marine fisherfolk in mechanized, motorized and traditional fisheries sectors and the impact assessment of Microfinance Institutions (MFI) on coastal indebtedness. The study was carried out in four coastal districts of Odisha state. Situational analysis was done through PLA in the selected locations and the sample respondents were selected from mechanized, motorized and traditional sectors. Data were collected through personal interview from members of 12 selected MFIs and non members in these sectors comprising a total of 600 respondents. The results showed that the level of indebtedness of members of MFIs was less compared to the non members. Even if the indebtedness was more in certain cases, the repayment capacity was found to be significantly improved in MFIs. There is an extreme necessity for strengthening the MFI ventures in the traditional and tertiary fisheries sectors in the state. A comparative assessment of the sources of credit, purposes of credit and utilization pattern of loans in the state also was undertaken to draw valid conclusions. It was also found that the MFIs ranked better in most of the major attributes in the perception of stakeholders compared to banks and non-institutional credit sources. Success cases of MFIs on entrepreneurial capacity building, those significantly played the role in the debt redemption and poverty alleviation were documented as a practical manual for mobilizing MFIs in any key areas on a sustainable basis.
Description: Not Available
ISSN: 2321-7898
Type(s) of content: Article
Sponsors: Not Available
Language: Not Available
Name of Journal: Journal of the Marine Biological Association of India
Volume No.: 57
Page Number: 32-36
Name of the Division/Regional Station: Not Available
Source, DOI or any other URL: http://mbai.org.in/php/journal.php
URI: http://krishi.icar.gov.in/jspui/handle/123456789/63449
Appears in Collections:FS-CMFRI-Publication

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