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Rationalisation of charges levied by banks on returned cheques

DSpace at IIT Bombay

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Title Rationalisation of charges levied by banks on returned cheques
 
Creator DAS, ASHISH
NAGA, A D
RAMARAO, VENKATA
 
Subject Returned cheques
Service charges
Banks
India
 
Description This is an approach paper for rationalisation of service charges levied by banks on returned cheques in India. The analysis carried out here has an underlying premise that competitive market pricing is required to safeguard consumer interest, and if market fails to have a pricing structure which is competitive, it becomes imperative to take recourse to public policy to protect consumer interest. We look at the reasonability of service charges levied by banks on return cheques. The study concludes that there is a need to rationalize and bring in uniformity in the amount of service charges for return cheques.
 
Date 2010-03-30T15:26:00Z
2012-01-02T05:08:13Z
2010-03-30T15:26:00Z
2012-01-02T05:08:13Z
2010-03-30T15:26:00Z
 
Type Technical Report
 
Identifier http://hdl.handle.net/10054/1731
http://dspace.library.iitb.ac.in/jspui/handle/10054/1731
 
Language en
 
Relation 2010