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A study on the deposits and lending of commercial banks in Kerala: a comparative study with cooperative banks

Shodhganga@INFLIBNET

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Title A study on the deposits and lending of commercial banks in Kerala: a comparative study with cooperative banks
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Contributor Joseph, Tharsis
 
Subject Customer Satisfaction
Total Deposits
Term Deposits
Savings Bank Deposits
Current Deposits
NRE Deposits
Total Advances
Demand Loans
Cash Credits
Overdrafts
 
Description The research project A Study on the Deposits and Lending of Commercial Banks in Kerala- A Comparative Study with Co-operative Banks is a critical analysis of the comparison of the performance efficiency of commercial banks against co-operative banks in Kerala for a period of ten years from March 1997 to March 2006. The universe for the collection of data has been divided into three zones, the south, central and north, represented by three districts, Thiruvananthapuram, Ernakulam and Kozhikode respectively. Each district is represented by four Commercial Banks and four branches of the District Co-operative Banks. The parameters taken into account are Total Deposits, Term Deposits, Savings Bank Deposits, Current Deposits, Total Advances, Demand Loans, Cash Credits, Overdrafts, Term Loans, Credit-Deposit Ratio, Profitability, Non-Performing Assets and Customer Satisfaction. It was found that Commercial Banks far exceeded Co-operative Banks in terms of the volume of Deposits and Advances. But when these Advances and Deposits were compared with, the Credit-Deposit Ratio of Co-operative Banks far exceeded Commercial Banks. With regard to profitability, the performance of Commercial Banks was remarkably superior to that of Co-operative Banks. In respect of NPA, Commercial Banks showed a downward trend whereas, Co-operative Banks showed an upward trend during the period under study. Customer satisfaction was more in Commercial Banks than in Co-operative Banks.
Bibliography and Appendix include
 
Date 2013-02-25T06:07:39Z
2013-02-25T06:07:39Z
2013-02-25
n.d.
March 2007
n.d.
 
Type Ph.D.
 
Identifier http://hdl.handle.net/10603/7058
 
Language English
 
Relation -
 
Rights university
 
Format 289p.
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None
 
Coverage Commerce
 
Publisher Kottayam
Mahatma Gandhi University
Department of Commerce and Research Centre
 
Source INFLIBNET