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UTILIZATION OF COMMERCIAL BANK PRODUCTS AMONG RURAL COMMUNITIES- A STUDY IN CHIKKABALLAPUR DISTRICT

KrishiKosh

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Title UTILIZATION OF COMMERCIAL BANK PRODUCTS AMONG RURAL COMMUNITIES- A STUDY IN CHIKKABALLAPUR DISTRICT
 
Creator BHARATHI, B
 
Contributor RAME GOWDA, P V
 
Subject marketing, credit, accounts, biological phenomena, economics, crops, area, selection, orchards, savings
 
Description The study was conducted in the chikkaballapur district of Karnataka to
know the socio-economic status, utilization and perception of bank account
holders. The study was conducted based on both primary and secondary data,
the primary data was collected from 200 bank customers and secondary data
was collected from different sources of information. The results indicated that
the women account holders were very meagre and vast majority of the
respondents were male. More than two-third of respondents were pursuing
agriculture as their main occupation. The membership in political parties was
the single largest institutional participation. Less than half of the respondents
have not availed loan because of the lengthy procedures involved to avail.
Customers availed different kinds of loans in that crop loan are the major one.
Kissan credit card facility was availed by 8 per cent of the customers. Under
developed villages (80 %) and developed villages (77 %) have positive perception
towards banks as source of savings, banks for extending ATM and other ebanking
facilities. The barrowing from the banks was not considered as below
one’s dignity. More than half of the customers have indicated that banks are
delaying in sanctioning of loan. Banks are become competitive and attracting
the customers through tailor made services for different segments.
 
Date 2016-11-15T11:11:15Z
2016-11-15T11:11:15Z
2012-11-21
 
Type Thesis
 
Identifier Th-10421
http://krishikosh.egranth.ac.in/handle/1/85552
 
Language en
 
Format application/pdf
 
Publisher University of Agricultural Sciences GKVK, Bangalore