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AN ECONOMIC ANALYSIS OF CROP INSURANCE IN INDIA: AN ECONOMIC ANALYSIS OF CROP INSURANCE IN INDIA: A CASE STUDY OF RICE FARMERS IN TAMIL NADU

KrishiKosh

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Title AN ECONOMIC ANALYSIS OF CROP INSURANCE IN INDIA: AN ECONOMIC ANALYSIS OF CROP INSURANCE IN INDIA: A CASE STUDY OF RICE FARMERS IN TAMIL NADU
 
Creator JAYA KUMARAVARADAN R
 
Contributor Pramod Kumar
 
Subject nitrogen, wheats, yields, fertilizers, grain, crops, soil analysis, planting, crop residues, biological development
 
Description t-8111
Crop insurance serves as an effective institutional mechanism to mitigate
production risk. In India, the Pilot Crop Insurance Scheme was implemented in 1979.
It was followed by Comprehensive Crop Insurance Scheme in 1985. To overcome
certain lacunae inherent in the scheme it was modified and has now been
implemented throughout the country as National Agricultural Insurance Scheme
(NAIS) since 1999. Over the years, the performance of NAIS has increased steadily
in terms of its coverage in acreage and farmers. But an average claims to premium
ratio of 1:3.3 every year forces the implementing agency to look forward for
government’s assistance. The present study has been taken up to analyze the
performance of crop insurance in India with particular reference to rice crop of
Tamil Nadu.
The number of farmers brought under the net of NAIS has almost doubled
while the area coverage has increased by about 70% over the eight years period
starting from rabi 1999. But the proportion of non-loanees is only 15%. Maharashtra
has been the major beneficiary of the scheme. Rajasthan has been the most
successful state to cover around 50% of its farmers. While only 3 lakh farmers have
got benefited in Tamil Nadu, the state lags far behind with only 7% of its farmers
having been brought under the scheme.
Erode and South Arcot were faced with high risk in acreage during pre-reform
period while South Arcot continues to be highly risky. Though the instability in rice
yield has been low in almost all the districts, it increased during post-reform period.
Non-insured farmers have more diversified crop combination than that of insured
farmers. Though the insured farmers realise higher output by use of more high value
inputs, they are found to be technically less efficient than non-insured farmers.
Practises like storage of grains, crop diversification, animal husbandry, farm and
non-farm business, etc. help insured farmers to overcome unexpected income loss
due to crop failure.
Education
 
Date 2016-12-17T11:01:09Z
2016-12-17T11:01:09Z
2009
 
Type Thesis
 
Identifier http://krishikosh.egranth.ac.in/handle/1/90747
 
Format application/pdf
 
Publisher iari, DIVISION OF AGRICULTURAL ECONOMICS DIVISION OF AGRICULTURAL ECONOMICS