Experimental Evidence on the Drivers of Index-Based Livestock Insurance Demand in Southern Ethiopia
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Title |
Experimental Evidence on the Drivers of Index-Based Livestock Insurance Demand in Southern Ethiopia
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Creator |
Takahashi, Kazushi
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Contributor |
Ikegami, Munenobu
Sheahan, Megan Barrett, Christopher |
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Description |
While index-based microinsurance has attracted considerable attention, uptake rates have been weak in many low-income countries. We explore the purchase patterns of index-based livestock insurance in southern Ethiopia, focusing on the role of accurate product comprehension and price. We find that randomly distributed learning kits improve subjects’ knowledge of the products; however, we do not find strong evidence that the improved knowledge per se causes greater insurance uptake. We also find that reduced price due to randomly distributed discount coupons has an immediate, positive impact on uptake, without dampening subsequent period demand due to reference-dependence associated with price anchoring effects. |
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Date |
2016-01-01
2016-04-27T22:27:29Z 2016-04-27T22:27:29Z |
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Type |
Journal Article
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Identifier |
http://www.sciencedirect.com/science/article/pii/S0305750X15002612
https://mel.cgiar.org/reporting/download/hash/FftGztBi Kazushi Takahashi, Munenobu Ikegami, Megan Sheahan, Christopher Barrett. (1/1/2016). Experimental Evidence on the Drivers of Index-Based Livestock Insurance Demand in Southern Ethiopia. World Development, 78, pp. 324-340. https://hdl.handle.net/20.500.11766/4688 Limited access |
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Language |
en
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Rights |
CC-BY-NC-4.0
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Format |
PDF
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Publisher |
Elsevier
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Source |
World Development;78,(2016) Pagination 324,340
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