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FINANCIAL PERFORMANCE OF THE HISAR DISTRICT CENTRAL CO-OPERATIVE BANK

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Title FINANCIAL PERFORMANCE OF THE HISAR DISTRICT CENTRAL CO-OPERATIVE BANK
Not Available
 
Creator Pramendra
KARWASRA J.C
MEHLA VINAY
KUMAWAT RAJU
 
Subject Financial Performance
loan disbursement utilization
Repayment
 
Description Not Available
The objectives of present study were to examine the financial performance of The Hisar District Central Co-operative Bank, Results revealed that the number
of membership, borrowings, working capital, over dues and loan advanced, of the DCCBs has increased over the study period. The amount of share capital has
increased over the study period. The share of owned funds to total working capital was very small in proportion. The DCCBs is highly dependent on borrowed funds
from higher financial institutions for undertaking various credit and service activities. The major proportions of loans were given to minor irrigation purpose, which
ranges from 19.34 to 56.09 percent. The amount of over dues and number of defaulters has increased because of the loan waiver scheme. Farmers preferred loan in
the form of cash than in kind so as to spend it according to their own requirements. Poor financial position and urgent need compelled the farmers to divert some
portion of their loan for some other unspecified purposes. The farmers do not intend to make repayment hoping to get interest or part of principal amount remitted on
account of political promises.
Not Available
 
Date 2019-04-18T07:06:26Z
2019-04-18T07:06:26Z
2017-01-06
 
Type Research Paper
 
Identifier Pramendra, et al., (2017) Financial Performance of the Hisar District Central Co-operative Bank. International Journal of Agriculture Sciences, ISSN: 0975-3710 & E-ISSN: 0975-9107, Volume 9, Issue 1, pp.-3610-3613.
0975-3710
http://krishi.icar.gov.in/jspui/handle/123456789/18659
 
Language English
 
Relation Not Available;
 
Publisher Bioinfo Publications