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Women empowerment through micro financing under watershed programme inTamilNadu

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Title Women empowerment through micro financing under watershed programme inTamilNadu
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Creator SubhashChand
A.K. Sikka ,
M.Madhu
D.V. Singh ,
P. Sundarambal
S. RajKumar
 
Subject Capacity building, People's participation, SHGs, Women empowerment
 
Description Not Available
Participation is a process in which people express themselves, share, contribute
and act with mutual responsibility to promote a common set of interest. Natural
and human resources are all interdependent and interactive in the watershed. An
attempt has been made in this paper to understand the importance of micro
financing among the Self Help Group (SHGs) members. The data on capacity
building, SHGs formation, source of loan, utilization of credit, linkage with
banks and repayment of loans were collected from SHGs members,
MYRADA, Agricultural Engineering Department (AED) and Banks. The
MYRADA, NGO had worked as community organizer in the watershed
project selected for this study. The 203 SHGs with 2721 members (Male -30,
Female -161 and Mixed -13 groups) were formed with a total member of
2721. NGO tried the concept of micro financing and thrift society and
registered these SHGs under Society Act. The seed money Rs. 40.32 lakhs
was disbursed among the SHGs under the project. The majority of SHG
members were resource poor and women. More than 85 percent SHGs were
linked to the bank and the repayment of revolving fund was reached to the
extent of 59 percent. The loan amount of Rs. 498.83 lakhs was realized by the
members and was utilized for Income generation activities (30%) viz.,
consumption purpose (25%), assets creation (32%) and other purposes (13%).
The bank officials revealed that loan repayment was regular. Several trainings
were imparted during the project period by the PIA for capacity building of the
SHGs. This study clearly indicate that proper organization and monitoring of
community institutions in rural areas lead to better performance of watershed
project activities andwomen empowerment.
Not Available
 
Date 2020-02-27T10:19:59Z
2020-02-27T10:19:59Z
2013-03-01
 
Type Research Paper
 
Identifier Not Available
Not Available
http://krishi.icar.gov.in/jspui/handle/123456789/33438
 
Language English
 
Relation Not Available;
 
Publisher Not Available