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Role of Microfinance on Coastal Indebtedness in Marine Fisheries Sector of Maharashtra, India

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Title Role of Microfinance on Coastal Indebtedness in Marine Fisheries Sector of Maharashtra, India
Not Available
 
Creator Shyam,S Salim
Vipinkumar,V P
 
Subject Microfinance
Indebtedness
Marine Fisheries Sector
Maharashtra
India
credit
self help group
 
Description Not Available
The Microfinance Institutions (MFIs) and Self Help
Groups (SHGs) play a pivotal role in Indian marine
fisheries sector in reducing indebtedness among
marine fisherfolk. This paper makes an attempt to
assess the extent of indebtedness among marine
fisherfolk in mechanized, motorized and traditional
fisheries sectors and the impact assessment of MFIs
on coastal indebtedness in Maharashtra. The study
was carried out in five coastal districts of the state.
Situational analysis was done through participatory
learning and action (PLA) in the selected locations
and the sample respondents (n=600) were selected
from mechanized, motorized and traditional sectors.
The results showed that the levk1 of indebtedness
of members of MFIs was less compared to
non-members. In certain cases, eventhough indebtedness
was more, the repayment capacity was
found to significantly improve in MFIs. There is an
extreme necessity of strengthening MFI ventures in
the traditional, secondary and tertiary fisheries
sectors in the state. A comparative assessment of the
sources of credit, the purposes of credit and-the
utilisation pattern of loans in the state also was
undertaken to draw valid conclusions. It was also
; found that the MFIs were ranked better in most of
the attributes in the perception of stakeholders
compared to banks and non-institutional credit
sources
Not Available
 
Date 2021-09-16T09:48:57Z
2021-09-16T09:48:57Z
2013
 
Type Article
 
Identifier Not Available
Not Available
http://krishi.icar.gov.in/jspui/handle/123456789/63287
 
Language English
 
Relation Not Available