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Role of Self Help Groups on coastal indebtedness in marine fisheries sector – a case study from Kerala, south India

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Title Role of Self Help Groups on coastal indebtedness in marine fisheries
sector – a case study from Kerala, south India
Not Available
 
Creator Salini,K P
Harshan,N K
Pushkaran,K N
Shyam,S Salim
Vipinkumar,V P
Sunil,P V
 
Subject Credit
Indebtedness
Microfinance
Repayment
Self Help Groups
 
Description Not Available
The Self Help Groups (SHGs) mobilised in marine fisheries sector play pivotal role in reducing the indebtedness among
marine fisherfolk. An effort is made in the present paper to assess the extent of indebtedness among marine fisherfolk
in various sectors and to assess the role of SHGs on coastal rural indebtedness. The study was carried out in northern,
central and southern coastal belts of Kerala State. Situational analysis was done through Participatory Learning and Action
(PLA) in the selected locations in the above mentioned zones of Kerala and the sample respondents were selected from
mechanised, motorised, traditional, secondary, tertiary and mariculture sectors. Data were collected through personal
interview from members of 12 selected SHGs and nonmembers in these sectors comprising a total of 600 respondents.
The level of indebtedness of members of SHGs was less compared to the nonmembers. Even if indebtedness was more in
certain cases, the repayment capacity was found to be significantly improved in SHGs. There is an extreme necessity of
strengthening the SHG ventures in the traditional, secondary and tertiary sectors in the state. It was also found that the SHGs
ranked better in most of the major attributes in the perception of stakeholders. A comparative assessment of the sources of
credit, the purposes of credit and the utilisation pattern of loans in the state also was undertaken to draw valid conclusions.
Successful microfinance ventures documented can be used as a practical manual for mobilising SHGs in any key areas on
a sustainable basis.
Not Available
 
Date 2021-09-17T04:37:21Z
2021-09-17T04:37:21Z
2014
 
Type Article
 
Identifier Not Available
Not Available
http://krishi.icar.gov.in/jspui/handle/123456789/63611
 
Language English
 
Relation Not Available