Why Don’t the Poor Save More? Evidence from Health Savings Experiments
Harvard Dataverse (Africa Rice Center, Bioversity International, CCAFS, CIAT, IFPRI, IRRI and WorldFish)
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Title |
Why Don’t the Poor Save More? Evidence from Health Savings Experiments
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Identifier |
https://doi.org/10.7910/DVN/7E9Y0H
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Creator |
Dupas, Pascaline
Robinson, Jonathan |
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Publisher |
Harvard Dataverse
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Description |
Using data from a field experiment in Kenya, we document that providing individuals with simple informal savings technologies can substantially increase investment in preventative health and reduce vulnerability to health shocks. Simply providing a safe place to keep money was sufficient to increase health savings by 66 percent. Adding an earmarking feature was only helpful when funds were put toward emergencies, or for individuals that are frequently taxed by friends and relatives. Group-based savings and credit schemes had very large effects.
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Subject |
Social Sciences
Microfinance Savings Health ROSCA Microcredit |
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Language |
English
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Contributor |
Research Support, Innovations for Poverty Action
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Relation |
https://www.aeaweb.org/articles.php?doi=10.1257/aer.103.4.1138
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Type |
Survey data
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