Record Details

Why Don’t the Poor Save More? Evidence from Health Savings Experiments

Harvard Dataverse (Africa Rice Center, Bioversity International, CCAFS, CIAT, IFPRI, IRRI and WorldFish)

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Title Why Don’t the Poor Save More? Evidence from Health Savings Experiments
 
Identifier https://doi.org/10.7910/DVN/7E9Y0H
 
Creator Dupas, Pascaline
Robinson, Jonathan
 
Publisher Harvard Dataverse
 
Description Using data from a field experiment in Kenya, we document that providing individuals with simple informal savings technologies can substantially increase investment in preventative health and reduce vulnerability to health shocks. Simply providing a safe place to keep money was sufficient to increase health savings by 66 percent. Adding an earmarking feature was only helpful when funds were put toward emergencies, or for individuals that are frequently taxed by friends and relatives. Group-based savings and credit schemes had very large effects.
 
Subject Social Sciences
Microfinance
Savings
Health
ROSCA
Microcredit
 
Language English
 
Contributor Research Support, Innovations for Poverty Action
 
Relation https://www.aeaweb.org/articles.php?doi=10.1257/aer.103.4.1138
 
Type Survey data