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Estimating the impact of microcredit on those who take it up: Evidence from a randomized experiment in Morocco

Harvard Dataverse (Africa Rice Center, Bioversity International, CCAFS, CIAT, IFPRI, IRRI and WorldFish)

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Title Estimating the impact of microcredit on those who take it up: Evidence from a randomized experiment in Morocco
 
Identifier https://doi.org/10.7910/DVN/DDIDEY
 
Creator Crépon, Bruno
Devoto, Florencia
Duflo, Esther
Parienté, William
 
Publisher Harvard Dataverse
 
Description We report results from a randomized evaluation of a microcredit program introduced in rural areas of Morocco in 2006. Thirteen percent of the households in treatment villages took a loan, and none in control villages. Among households identified as more likely to borrow, microcredit access led to a significant rise in investment in assets used for self-employment activities, and an increase in profit, but also to a reduction in income from casual labor. Overall there was no gain in income or consumption. We find suggestive evidence that these results are mainly driven by effects on borrowers, rather than by externalities.
 
Subject Social Sciences
Microfinance
Microcredit
Group lending
Rural
Morocco
 
Language English
French
 
Contributor Research Support, Innovations for Poverty Action
 
Relation https://www.aeaweb.org/articles.php?doi=10.1257/app.20130535&fnd=s
 
Type Survey data
Administrative data