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Influence of selected Socio-Economic Factors on Access to Agricultural Credit among Small-Scale Farmers in Nakuru County, Kenya

Indian Agricultural Research Journals

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Title Influence of selected Socio-Economic Factors on Access to Agricultural Credit among Small-Scale Farmers in Nakuru County, Kenya
 
Creator W. Kariuki, Martha
Oywaya-Nkurumwa, Agnes
G. Mwangi, John
 
Description Agricultural credit can be used to enhance farm productivity and to ensuresustainable food production. However, .most small-scale farmers in NakuruCounty who need the credit cannot access it for various reasons and thereforeits use remains low. This study sought to determine the influence of age,gender, level of education and income on small-scale farmers' access toagricultural credit in Nakuru County. The study used a cross-sectional surveyresearch design to collect and analyse data. The results showed that farmers'fear of being denied credit or not being able to repay were the major reasonshindering them from borrowing. The researchers recommended that Kenyagovernment through agricultural extension agents in collaboration with thefinancial institutions should provide farmers with information on agriculturalcredit and should establish cooperatives or credit associations through whichsmall-scale farmers could borrow agricultural credit. Financial institutionsoffering agricultural credit should ensure agricultural loans are affordable, byreducing interest rates.
 
Publisher National Institute of Agricultural Extension Management (MANAGE)
 
Date 2019-05-19
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://epubs.icar.org.in/index.php/JAEM/article/view/89904
 
Source Journal of Agricultural Extension Management; Vol. 14 No. 1 (2013); 1-12
0976-3120
 
Language eng
 
Relation https://epubs.icar.org.in/index.php/JAEM/article/view/89904/36700
 
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